Privacy Policy

Insightful Visionaries, Privacy Policy

Introduction

Insightful Visionaries , a company organized under the laws of the State of North Carolina (referred to herein as “Insightful Visionaries ,” “we,” “us” and “our”) understands the importance of privacy of individuals (referred to as “users” and “you”). This privacy notice outlines the personal information Insightful Visionaries  may collect and how Insightful Visionaries  will use and disclose that information.

Information Collection

Insightful Visionaries  may collect two different types of information: Personally Identifiable Information; and Non-Personally Identifiable Information.

Personally Identifiable Information (PII) is information that identifies you as an individual. This may include your name, address, telephone number, email address, credit card information, billing address and shipping information.

Non-Personally Identifiable Information (Non-PII) is aggregate information. This may include demographic information, IP addresses, user behavior data from web interaction metrics tools and any other information that does not reveal your specific identity. Non-PII may be connected to other information we collect from you.

In connection with our Presenter enrollment process, Insightful Visionaries  may collect PII about you that may be considered sensitive. Insightful Visionaries  may also collect PII about you from, among other places: information you provide directly to us, information regarding the services that Insightful Visionaries  currently provides or has previously provided to you, information Insightful Visionaries  receives from our affiliated entities or third parties relating to the establishment of our relationship or the provision of services to you. This information can be received in any manner, including in-person discussions, telephone conversations, and electronic or other written communications.

Information Use

Insightful Visionaries  may collect PII about you to establish or maintain our relationship with you, respond to your inquiries, provide you with services you have requested, keep you informed of services we think may be of interest to you, personalize your experience with us, and other reasons. Without PII, Insightful Visionaries  may be unable to provide you with the services you have requested.

Disclosure of Information

Insightful Visionaries  does not sell or lease PII about you to others.

Insightful Visionaries  may share PII about you with others as permitted by contractual agreement or as required by law, such as our affiliates, third parties in connection with the provision of services to you, government entities and regulatory bodies, and those with whom you have requested us to share information. Insightful Visionaries  requires third parties who perform services for us to agree to treat PII about you confidentially and securely.

Unless restricted by law, regulation, contract or professional standards, Insightful Visionaries  may transfer PII about you outside of the United States to other countries for the purposes described in this privacy notice. Insightful Visionaries  will not share PII about you with an unaffiliated third party who is not performing services for us without first obtaining your permission, except if such sharing is otherwise permitted by this privacy notice.

Insightful Visionaries  will provide PII about you to the following types of third parties for the associated reasons:

Carriers: Insightful Visionaries  will provide your name and address to companies which provide a delivery service between Insightful Visionaries  and its customers as a means of delivering our products to you as quickly as possible.

Financial Institutions: Insightful Visionaries  will provide financial institutions with your payment information, name, address, and phone number in order to process any orders placed by you and complete payment of the transaction to Insightful Visionaries .

Logistics: Insightful Visionaries  will provide your name, address and phone number to those entities or people within our network of distribution in order to process and ship your orders with speed and accuracy.

Insightful Visionaries  requires third parties who perform services for us to agree to treat PII about you confidentially and securely. Note that this statement does not address the privacy practices or polices of our Independent Presenters. However, Insightful Visionaries  Independent Presenters agree, as specified in our Policies and Procedures, to comply with all applicable privacy laws and regulations.

Notwithstanding any other provision of this notice or the Terms and Conditions of Use to the contrary, we reserve the right to disclose and use your PII if we believe that we are required to do so: (a) by law; (b) in response to legal process, for example, in response to a court order or a subpoena; (c) in response to a law enforcement agency’s request; (d) to enforce our other terms, conditions, or policies; (e) to protect our operations; (f) to protect the rights, privacy, safety or property of Insightful Visionaries , you or others; and/or (g) to permit us to pursue available remedies or limit the damages we may sustain. For example, we may to the fullest extent the law allows, disclose PII about you to law enforcement agencies to assist them in identifying individuals who have been or may be engaged in unlawful activities.

 

Because Non-PII does not personally identify you, we reserve the right to use Non-PII, and to disclose Non-PII to third parties, for any purpose. NOTE THAT THIS STATEMENT DOES NOT ADDRESS THE PRIVACY PRACTICES OR POLICIES OF THIRD PARTIES, INCLUDING INSIGHTFUL VISIONARIES  PRESENTERS. However, Insightful Visionaries  Presenters agree, as specified in our Policies and Procedures, to comply with all applicable privacy laws and regulations.

Access

You may request access to the PII that Insightful Visionaries  has about you. You may also request the correction, amendment or deletion of PII about you that is inaccurate.

Insightful Visionaries  will treat requests for access, correction, amendment or deletion of PII about you in accordance with its internal policies and applicable legal requirements.

Information Security

Insightful Visionaries  maintains reasonable physical, administrative and technical safeguards to protect PII from loss, misuse, or unauthorized access, disclosure, alteration or destruction. Our personnel and the personnel of our affiliates are provided access to PII about you only if they have a need to know the information in connection with a legitimate business purpose, such as (a) the provision of services to you or (b) to help identify other services that Insightful Visionaries  and its affiliates offer that may be of interest or use to you.

Cookies

A cookie is a small file placed on your computer by a website that uses the cookie to store information about your use of the website. Insightful Visionaries  may use cookies to recognize you when you return to the Insightful Visionaries  website in order to provide you with a better user experience. Our cookies do not contain any PII, such as your name, or sensitive information, such as your credit card number. We also allow our affiliates and third-party vendors to use cookies on our website; some of these parties may use cookies in ways that we do not. You may refuse to accept cookies by activating the setting on your browser which allows you to refuse the setting of cookies. However, if you select this setting you may be unable to access certain parts of the Insightful Visionaries  website. Unless you have adjusted your browser setting so that it will refuse cookies, our system will issue cookies when you log on to our site.

Google / Facebook Privacy Policy Update

Technologies like cookies, pixel tags (“pixels”), device or other identifiers and local storage (collectively, “Cookies and similar technologies”) are used to deliver, secure, and understand products, services, and ads, on and off the Facebook Services. They also are used to gather information for remarketing to similar audiences on our website. Because of this, third-party vendors, including Google, show our ads on sites across the Internet. This technology allows third-party vendors, including Google, to use cookies to serve ads based on someone’s past visits to our website. You may opt out of Google’s use of cookies by visiting Google’s Ads Settings. You may also opt out of a third-party vendor’s use of cookies by visiting the Network Advertising Initiative opt-out page.

Safe Harbor

In order to comply with EU data privacy directives, Insightful Visionaries  applies the US-EU and US-Swiss Safe Harbor Framework developed by the US Department of Commerce pertaining to the collection, use, and retention of personal information from the European Union member countries. Insightful Visionaries  complies with the Safe Harbor Privacy Principles of notice, choice, onward transfer, security, data integrity, access and enforcement. For more information or questions concerning the Safe Harbor program please visit:http://export.gov/safeharbor/index.asp

In compliance with the US-EU and US-Swiss Safe Harbor Principles, Insightful Visionaries  commits to resolve complaints about your privacy and our collection or use of your PII. European Union or Swiss citizens with inquiries or complaints regarding this privacy notice should first contact Insightful Visionaries  at the address provided in the questions section of this privacy notice.

Insightful Visionaries  has further committed to refer unresolved privacy complaints under the US-EU and US-Swiss Safe Harbor Principles to an independent dispute resolution mechanism, the BBB EU SAFE HARBOR, operated by the Council of Better Business Bureaus. If you do not receive timely acknowledgment of your complaint, or if your complaint is not satisfactorily addressed by Insightful Visionaries , please visit the BBB EU SAFE HARBOR web site at www.bbb.org/us/safe-harbor-complaints for more information and to file a complaint.

Changes to This Privacy Notice

Insightful Visionaries  reserves the right to change this privacy notice. Any changes to this notice will become effective upon posting of the revised notice on the Internet or as required by law.

Terms and Conditions

PLEASE READ THE FOLLOWING TERMS AND CONDITIONS OF USE CAREFULLY BEFORE USING THIS WEBSITE. All users of this site agree that access to and use of this site are subject to the following terms and conditions and other applicable law. If you do not agree to these terms and conditions, please do not use this site.

Copyright
The entire content included in this site, including but not limited to text, graphics or code is copyrighted as a collective work under the United States and other copyright laws, and is the property of Insightful Visionaries  Inc.. The collective work includes works that are licensed to Insightful Visionaries  Inc.. Copyright 2010, Insightful Visionaries  Inc. ALL RIGHTS RESERVED. Permission is granted to electronically copy and print hard copy portions of this site for the sole purpose of placing an order with Insightful Visionaries  Inc. or purchasing Insightful Visionaries  Inc. products. You may display and, subject to any expressly stated restrictions or limitations relating to specific material, download or print portions of the material from the different areas of the site solely for your own non-commercial use, or to place an order with Insightful Visionaries  Inc. or to purchase Insightful Visionaries  Inc. products. Any other use, including but not limited to the reproduction, distribution, display or transmission of the content of this site is strictly prohibited, unless authorized by Insightful Visionaries  Inc.. You further agree not to change or delete any proprietary notices from materials downloaded from the site.

Trademarks
All trademarks, service marks and trade names of Insightful Visionaries  Inc. used in the site are trademarks or registered trademarks of Insightful Visionaries  Inc.

Warranty Disclaimer
This site and the materials and products on this site are provided “as is” and without warranties of any kind, whether express or implied. To the fullest extent permissible pursuant to applicable law, Insightful Visionaries  Inc. disclaims all warranties, express or implied, including, but not limited to, implied warranties of merchantability and fitness for a particular purpose and non-infringement. Insightful Visionaries  Inc. does not represent or warrant that the functions contained in the site will be uninterrupted or error-free, that the defects will be corrected, or that this site or the server that makes the site available are free of viruses or other harmful components. Insightful Visionaries  Inc. does not make any warrantees or representations regarding the use of the materials in this site in terms of their correctness, accuracy, adequacy, usefulness, timeliness, reliability or otherwise. Some states do not permit limitations or exclusions on warranties, so the above limitations may not apply to you.

Limitation of Liability
Insightful Visionaries  Inc. shall not be liable for any special or consequential damages that result from the use of, or the inability to use, the materials on this site or the performance of the products, even if Insightful Visionaries  Inc. has been advised of the possibility of such damages. Applicable law may not allow the limitation of exclusion of liability or incidental or consequential damages, so the above limitation or exclusion may not apply to you.

Typographical Errors
In the event that a Insightful Visionaries  Inc. product is mistakenly listed at an incorrect price, Insightful Visionaries  Inc. reserves the right to refuse or cancel any orders placed for product listed at the incorrect price. Insightful Visionaries  Inc. reserves the right to refuse or cancel any such orders whether or not the order has been confirmed and your credit card charged. If your credit card has already been charged for the purchase and your order is cancelled, Insightful Visionaries  Inc. shall issue a credit to your credit card account in the amount of the incorrect price.

Term; Termination
These terms and conditions are applicable to you upon your accessing the site and/or completing the registration or shopping process. These terms and conditions, or any part of them, may be terminated by Insightful Visionaries  Inc. without notice at any time, for any reason. The provisions relating to Copyrights, Trademark, Disclaimer, Limitation of Liability, Indemnification and Miscellaneous, shall survive any termination.

Notice
Insightful Visionaries  Inc. may deliver notice to you by means of e-mail, a general notice on the site, or by other reliable method to the address you have provided to Insightful Visionaries  Inc..

Miscellaneous
Your use of this site shall be governed in all respects by the laws of the state of New Mexico, U.S.A., without regard to choice of law provisions, and not by the 1980 U.N. Convention on contracts for the international sale of goods. You agree that jurisdiction over and venue in any legal proceeding directly or indirectly arising out of or relating to this site (including but not limited to the purchase of Insightful Visionaries  Inc. products) shall be in the state or federal courts located in Santa Fe, New Mexico. Any cause of action or claim you may have with respect to the site (including but not limited to the purchase of Insightful Visionaries  Inc. products) must be commenced within one (1) year after the claim or cause of action arises. Insightful Visionaries  Inc.’s failure to insist upon or enforce strict performance of any provision of these terms and conditions shall not be construed as a waiver of any provision or right. Neither the course of conduct between the parties nor trade practice shall act to modify any of these terms and conditions. Insightful Visionaries  Inc. may assign its rights and duties under this Agreement to any party at any time without notice to you.

Use of Site
Harassment in any manner or form on the site, including via e-mail, chat, or by use of obscene or abusive language, is strictly forbidden. Impersonation of others, including a Insightful Visionaries  Inc. or other licensed employee, host, or representative, as well as other members or visitors on the site is prohibited. You may not upload to, distribute, or otherwise publish through the site any content which is libelous, defamatory, obscene, threatening, invasive of privacy or publicity rights, abusive, illegal, or otherwise objectionable which may constitute or encourage a criminal offense, violate the rights of any party or which may otherwise give rise to liability or violate any law. You may not upload commercial content on the site or use the site to solicit others to join or become members of any other commercial online service or other organization.

Participation Disclaimer
Insightful Visionaries  Inc. does not and cannot review all communications and materials posted to or created by users accessing the site, and is not in any manner responsible for the content of these communications and materials. You acknowledge that by providing you with the ability to view and distribute user-generated content on the site, Insightful Visionaries  Inc. is merely acting as a passive conduit for such distribution and is not undertaking any obligation or liability relating to any contents or activities on the site. However, Insightful Visionaries  Inc. reserves the right to block or remove communications or materials that it determines to be (a) abusive, defamatory, or obscene, (b) fraudulent, deceptive, or misleading, (c) in violation of a copyright, trademark or; other intellectual property right of another or (d) offensive or otherwise unacceptable to Insightful Visionaries  Inc. in its sole discretion.

Indemnification
You agree to indemnify, defend, and hold harmless Insightful Visionaries  Inc., its officers, directors, employees, agents, licensors and suppliers (collectively the “Service Providers”) from and against all losses, expenses, damages and costs, including reasonable attorneys’ fees, resulting from any violation of these terms and conditions or any activity related to your account (including negligent or wrongful conduct) by you or any other person accessing the site using your Internet account.

Third-Party Links
In an attempt to provide increased value to our visitors, Insightful Visionaries  Inc. may link to sites operated by third parties. However, even if the third party is affiliated with Insightful Visionaries  Inc., Insightful Visionaries  Inc. has no control over these linked sites, all of which have separate privacy and data collection practices, independent of Insightful Visionaries  Inc.. These linked sites are only for your convenience and therefore you access them at your own risk. Nonetheless, Insightful Visionaries  Inc. seeks to protect the integrity of its web site and the links placed upon it and therefore requests any feedback on not only its own site, but for sites it links to as well (including if a specific link does not work).